Best Cards for Select Streaming

Our assessment of cards ranked by effective return percentage. We calculate points × redemption value to show you the estimated earning potential.

Rankings and valuations reflect PayWithThis’s own editorial methodology. PayWithThis is independent and not affiliated with any issuer. Verify current terms with the issuer before applying.

1
American Express® Blue Cash Preferred® Card
$95/year•Cash Back
6.00%
effective return
2
Citi Custom Cash® Card
No Annual Fee•Cash Back•$500 cap

5% on top eligible spend category each billing cycle

5.00%
effective return
3
Blue Business® Plus Credit Card from American Express
No Annual Fee•Membership Rewards
4.00%
effective return
4
Capital One Spark Miles for Business
$95/year•Capital One Miles
3.70%
effective return
5
Capital One Venture X Rewards Credit Card
$395/year•Capital One Miles
3.70%
effective return
6
Capital One Venture Rewards Credit Card
$95/year•Capital One Miles
3.70%
effective return
7
Chase Freedom Unlimited®
No Annual Fee•Chase Ultimate Rewards
3.00%
effective return
8
Atmos™ Rewards Ascent Visa Signature®
$95/year•Atmos Rewards
2.90%
effective return
9
Citi Strata Elite℠ Card
$595/year•ThankYou Points
2.85%
effective return
10
Hilton Honors American Express Business Card
$195/year•Hilton Honors Points
2.50%
effective return

Our Methodology

We rank cards by effective return percentage, calculated as:

Effective Return = Category Multiplier × Base Point Valuation

This normalizes points, miles, and cash back into a single comparable metric.