Capital One Spark 1% Classic
A flat 1.0% back on everything.
- Annual fee
- None
- Rewards
- Cash Back
- Type
- Business card
Opens Capital One’s website. PayWithThis is not affiliated with Capital One and receives no compensation for this link.

1.0%back on everything
Where it earns
- Everywhere else1.0%
Rates are cash back per dollar spent. How we value rewards
Card details
- Last verified
- Oct 29, 2026
Pairs well with
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Fees, credits and offers change often. Check Capital One’s page for current terms before you apply.