Robinhood
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Robinhood Gold Card
Robinhood

Robinhood Gold Card

Annual Fee
$50
Points Currency
Cash Back
Base Value
1.00¢/pt
Best For
All Other Purchases

Best Categories for This Card

3.00%
effective

All Other Purchases

3x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Everywhere else
3xOngoing—3.00%

Card details

Network
Visa
Foreign transaction fee
Yes (usually ~3%)
Credit usually needed
Good (about 670+)
Good to know
Join the waitlist in the Robinhood app. Requires Robinhood Gold ($50/yr or $5/mo), counted here as the annual fee — the card itself has none. Accounts opened since July 1, 2026 pay a 3% foreign transaction fee.
Last verified
Oct 12, 2026

Recent changes

  • Oct 11, 2026New card added
See all card updates →

Pairs well with

Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →

Citi Strata Premier℠ Card
+$281/yr
American Express® Gold Card
+$155/yr
Wyndham Rewards Earner® Plus Card
+$146/yr

Want more details?

Fees, benefits, and current offers change frequently. Visit Robinhood’s official page for the most up-to-date terms straight from the issuer.

View on Robinhood’s site

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