U.S. Bank Cash+ Secured Visa Card

Earns the most on card travel portals, utilities and internet & cable, about 5.0% back.

Annual fee
None
Rewards
Cash Back
View on U.S. Bank’s siteCompare

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U.S. Bank Cash+ Secured Visa Card
5.0%back on card travel portals

Where it earns

  1. Card Travel Portals
    5% on prepaid air, hotel and car reservations booked directly in the U.S. Bank Travel Center.
    5.0%
  2. Utilities
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Home utilities).
    5.0%
  3. Internet & Cable
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (TV, internet and streaming).
    5.0%
  4. Streaming
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (TV, internet and streaming).
    5.0%
  5. Department Stores
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Department stores).
    5.0%
  6. Phone & Wireless
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Cell phone).
    5.0%
  7. Electronics Stores
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Electronic stores).
    5.0%
  8. Entertainment
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Movie theaters).
    5.0%
  9. Rideshare & Transit
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Ground transportation).
    5.0%
  10. Gym & Fitness
    On the first $2,000 of purchases, then the base rate. 5% on your first $2,000 each quarter across the two categories you choose (Gyms/fitness centers).
    5.0%

Rates are cash back per dollar spent. How we value rewards

Card details

Last verified
Nov 5, 2026
What does a “cap” mean?

Some bonuses only apply up to a spending limit — say 6% on the first $6,000 a year at U.S. supermarkets. Past the cap, the card earns its base rate (often 1%). Log your spend in your wallet and our answers switch to your next best card once a cap is used up.

Pairs well with

The cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending

Compare it with

Amazon Prime VisaChase Freedom Flex®Citi Custom Cash® CardU.S. Bank Altitude® Go Secured Visa® Card

Fees, credits and offers change often. Check U.S. Bank’s page for current terms before you apply.