Aer Lingus Visa Signature® Credit Card vs Chase Sapphire Preferred® Card

Aer Lingus Visa Signature® Credit CardAer Lingus Visa Signature® Credit Card

Chase

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Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

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Annual Fee
$95
$95
Card Type
Personal
Personal
Rewards Currency
Avios
Chase Ultimate Rewards
Point Value
1.30¢/pt
2.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
75,000 Avios after $5,000 in 3 months
75,000 Chase Ultimate Rewards after $5,000 in 3 months

Effective return by category

CategoryAer Lingus Visa Signature® Credit CardChase Sapphire Preferred® Card
Card Travel Portals1.30%
1x
10.00%
5x
Dining & Restaurants1.30%
1x
6.00%
3x
Streaming1.30%
1x
6.00%
3x
Gas Stations1.30%
1x
6.00%
3x
EV Charging1.30%
1x
6.00%
3x
Travel1.30%
1x
4.00%
2x
Airfare1.30%
1x
4.00%
2x
Hotels & Lodging2.60%
2x
4.00%
2x
Car Rentals1.30%
1x
4.00%
2x
Rideshare & Transit1.30%
1x
4.00%
2x
Everything else1.30%
1x
2.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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