Amazon Business Prime American Express Card vs American Express® Business Gold Card

Amazon Business Prime American Express CardAmazon Business Prime American Express Card

American Express

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American Express® Business Gold CardAmerican Express® Business Gold Card

American Express

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Annual Fee
No Annual Fee
$375
Card Type
Business
Business
Rewards Currency
Cash Back
Membership Rewards
Point Value
1.00¢/pt
2.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$100 with any purchase in 90 days
100,000 Membership Rewards after $15,000 in 90 days

Effective return by category

CategoryAmazon Business Prime American Express CardAmerican Express® Business Gold Card
Dining & Restaurants2.00%
2x
8.00%
4x · $150,000 cap
Gas Stations2.00%
2x
8.00%
4x · $150,000 cap
Phone & Wireless2.00%
2x
8.00%
4x · $150,000 cap
Online Advertising1.00%
1x
8.00%
4x · $150,000 cap
Food Delivery1.00%
1x
8.00%
4x · $150,000 cap
Transit & Rideshare1.00%
1x
8.00%
4x · $150,000 cap
Everything else1.00%
1x
2.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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