Amazon Prime Visa vs Chase Freedom Unlimited®

Amazon Prime VisaAmazon Prime Visa

Chase

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Chase Freedom Unlimited®Chase Freedom Unlimited®

Chase

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Chase Ultimate Rewards
Point Value
1.00¢/pt
2.00¢/pt
Base Earn Rate
1x
1.5x
Welcome Bonus
$150 with any purchase in 365 days
25,000 Chase Ultimate Rewards after $500 in 90 days

Effective return by category

CategoryAmazon Prime VisaChase Freedom Unlimited®
Dining & Restaurants1.00%
1x
6.00%
3x
Drugstores & Pharmacies1.00%
1x
6.00%
3x
Everything else1.00%
1x
3.00%
1.5x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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