Amazon Prime Visa vs United Gateway Card

Amazon Prime VisaAmazon Prime Visa

Chase

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United Gateway CardUnited Gateway Card

Chase

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
United MileagePlus
Point Value
1.00¢/pt
1.35¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$150 with any purchase in 365 days
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Effective return by category

CategoryAmazon Prime VisaUnited Gateway Card
Card Travel Portals5.00%
5x
1.35%
1x
Gas Stations2.00%
2x
2.70%
2x
Rideshare & Transit2.00%
2x
2.70%
2x
Dining & Restaurants2.00%
2x
1.35%
1x
Everything else1.00%
1x
1.35%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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