American Express® Blue Cash Preferred® Card vs Blue Cash Everyday® Card from American Express

American Express® Blue Cash Preferred® CardAmerican Express® Blue Cash Preferred® Card

American Express

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Blue Cash Everyday® Card from American ExpressBlue Cash Everyday® Card from American Express

American Express

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Annual Fee
$95
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Cash Back
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$250 after $3,000 in 180 days
$200 after $2,000 in 180 days

Effective return by category

CategoryAmerican Express® Blue Cash Preferred® CardBlue Cash Everyday® Card from American Express
Groceries6.00%
6x · $6,000 cap
3.00%
3x · $6,000 cap
Select Streaming6.00%
6x
1.00%
1x
Gas Stations3.00%
3x
3.00%
3x · $6,000 cap
Online Shopping1.00%
1x
3.00%
3x · $6,000 cap
Everything else1.00%
1x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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