American Express® Blue Cash Preferred® Card vs Wyndham Rewards Earner® Plus Card

American Express® Blue Cash Preferred® CardAmerican Express® Blue Cash Preferred® Card

American Express

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Wyndham Rewards Earner® Plus CardWyndham Rewards Earner® Plus Card

Barclays

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Annual Fee
$95
$75
Card Type
Personal
Personal
Rewards Currency
Cash Back
Wyndham Rewards Points
Point Value
1.00¢/pt
1.10¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$250 after $3,000 in 180 days
30,000 Wyndham Rewards Points after $1,000 in 90 days

Effective return by category

CategoryAmerican Express® Blue Cash Preferred® CardWyndham Rewards Earner® Plus Card
Gas Stations3.00%
3x
6.60%
6x
Groceries6.00%
6x · $6,000 cap
4.40%
4x
Select Streaming6.00%
6x
1.10%
1x
Dining & Restaurants1.00%
1x
4.40%
4x
Everything else1.00%
1x
1.10%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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