American Express® Business Gold Card vs Hilton Honors American Express Business Card

American Express® Business Gold CardAmerican Express® Business Gold Card

American Express

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Hilton Honors American Express Business CardHilton Honors American Express Business Card

American Express

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Annual Fee
$375
$195
Card Type
Business
Business
Rewards Currency
Membership Rewards
Hilton Honors Points
Point Value
2.00¢/pt
0.50¢/pt
Base Earn Rate
1x
5x
Welcome Bonus
100,000 Membership Rewards after $15,000 in 90 days
80,000 Hilton Honors Points after $2,000 in 180 days

Effective return by category

CategoryAmerican Express® Business Gold CardHilton Honors American Express Business Card
Online Advertising8.00%
4x · $150,000 cap
2.50%
5x
Dining & Restaurants8.00%
4x · $150,000 cap
2.50%
5x
Food Delivery8.00%
4x · $150,000 cap
2.50%
5x
Transit & Rideshare8.00%
4x · $150,000 cap
2.50%
5x
Phone & Wireless8.00%
4x · $150,000 cap
2.50%
5x
Gas Stations8.00%
4x · $150,000 cap
2.50%
5x
Everything else2.00%
1x
2.50%
5x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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