American Express® Green Card vs Citi Strata Premier℠ Card

American Express® Green CardAmerican Express® Green Card

American Express

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Citi Strata Premier℠ CardCiti Strata Premier℠ Card

Citi

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Annual Fee
$150
$95
Card Type
Personal
Personal
Rewards Currency
Membership Rewards
ThankYou Points
Point Value
2.00¢/pt
1.90¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
40,000 Membership Rewards after $3,000 in 180 days
60,000 ThankYou Points after $4,000 in 90 days

Effective return by category

CategoryAmerican Express® Green CardCiti Strata Premier℠ Card
Airfare6.00%
3x
5.70%
3x
Car Rentals6.00%
3x
1.90%
1x
Transit & Rideshare6.00%
3x
1.90%
1x
Hotels & Lodging6.00%
3x
5.70%
3x
Dining & Restaurants6.00%
3x
5.70%
3x
Groceries2.00%
1x
5.70%
3x
Gas Stations2.00%
1x
5.70%
3x
EV Charging2.00%
1x
5.70%
3x
Everything else2.00%
1x
1.90%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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