Bank of America® Customized Cash Rewards Credit Card vs Barclays View™ Mastercard®

Bank of America® Customized Cash Rewards Credit CardBank of America® Customized Cash Rewards Credit Card

Bank of America

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Barclays View™ Mastercard®Barclays View™ Mastercard®

Barclays

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Cash Back
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1.5x
1x
Welcome Bonus
$200 after $1,000 in 90 days
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Effective return by category

CategoryBank of America® Customized Cash Rewards Credit CardBarclays View™ Mastercard®
Dining & Restaurants1.50%
1.5x
3.00%
3x
Food Delivery1.50%
1.5x
3.00%
3x
Internet & Cable1.50%
1.5x
2.00%
2x
Phone & Wireless1.50%
1.5x
2.00%
2x
Groceries2.00%
2x
2.00%
2x
Wholesale Clubs2.00%
2x
1.00%
1x
Everything else1.50%
1.5x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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