Bank of America Travel Rewards Credit Card for Students vs Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card earns more in 12 of the 12 categories we track. Bank of America Travel Rewards Credit Card for Students has the lower annual fee.
The basics
| Detail | Bank of America Travel Rewards Credit Card for Students | Chase Sapphire Preferred® Card |
|---|---|---|
| Annual fee | None | $95 |
| Card type | Personal | Personal |
| Rewards | Bank of America Points | Chase Ultimate Rewards |
| Each point is worth | 1.00¢ | 1.70¢ |
| Everywhere else | 1.5x | 1x |
| Welcome bonus | 25,000 Bank of America Points after $1,000 in 90 days | 75,000 Chase Ultimate Rewards after $5,000 in 3 months |
What each earns
| Category | Bank of America Travel Rewards Credit Card for Students | Chase Sapphire Preferred® Card |
|---|---|---|
| Card Travel Portals | 3.0% 3x | 8.5% (higher) 5x |
| Dining & Restaurants | 1.5% 1.5x | 5.1% (higher) 3x |
| Streaming | 1.5% 1.5x | 5.1% (higher) 3x |
| Gas Stations | 1.5% 1.5x | 5.1% (higher) 3x |
| EV Charging | 1.5% 1.5x | 5.1% (higher) 3x |
| Meal Kits & Grocery Delivery | 1.5% 1.5x | 5.1% (higher) 3x |
| Travel | 1.5% 1.5x | 3.4% (higher) 2x |
| Airfare | 1.5% 1.5x | 3.4% (higher) 2x |
| Car Rentals | 1.5% 1.5x | 3.4% (higher) 2x |
| Hotels & Lodging | 1.5% 1.5x | 3.4% (higher) 2x |
| Rideshare & Transit | 1.5% 1.5x | 3.4% (higher) 2x |
| Everything else | 1.5% 1.5x | 1.7% (higher) 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor