Blue Business Cash™ Card from American Express vs Blue Business® Plus Credit Card from American Express

Blue Business Cash™ Card from American ExpressBlue Business Cash™ Card from American Express

American Express

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Blue Business® Plus Credit Card from American ExpressBlue Business® Plus Credit Card from American Express

American Express

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Business
Business
Rewards Currency
Cash Back
Membership Rewards
Point Value
1.00¢/pt
2.00¢/pt
Base Earn Rate
2x
2x
Welcome Bonus
$250 after $3,000 in 90 days
15,000 Membership Rewards after $3,000 in 90 days

Effective return by category

CategoryBlue Business Cash™ Card from American ExpressBlue Business® Plus Credit Card from American Express
Everything else2.00%
2x
4.00%
2x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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