Blue Cash Everyday® Card from American Express vs Hilton Honors American Express Card

Blue Cash Everyday® Card from American ExpressBlue Cash Everyday® Card from American Express

American Express

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Hilton Honors American Express CardHilton Honors American Express Card

American Express

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Hilton Honors Points
Point Value
1.00¢/pt
0.50¢/pt
Base Earn Rate
1x
3x
Welcome Bonus
$200 after $2,000 in 180 days
80,000 Hilton Honors Points after $2,000 in 180 days

Effective return by category

CategoryBlue Cash Everyday® Card from American ExpressHilton Honors American Express Card
Gas Stations3.00%
3x · $6,000 cap
2.50%
5x
Groceries3.00%
3x · $6,000 cap
2.50%
5x
Online Shopping3.00%
3x · $6,000 cap
1.50%
3x
Dining & Restaurants1.00%
1x
2.50%
5x
Food Delivery1.00%
1x
2.50%
5x
Everything else1.00%
1x
1.50%
3x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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