Chase Freedom Unlimited® vs Delta SkyMiles® Blue American Express Card

Chase Freedom Unlimited®Chase Freedom Unlimited®

Chase

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Delta SkyMiles® Blue American Express CardDelta SkyMiles® Blue American Express Card

American Express

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Delta SkyMiles
Point Value
2.00¢/pt
1.10¢/pt
Base Earn Rate
1.5x
1x
Welcome Bonus
25,000 Chase Ultimate Rewards after $500 in 90 days
10,000 Delta SkyMiles after $1,000 in 180 days

Effective return by category

CategoryChase Freedom Unlimited®Delta SkyMiles® Blue American Express Card
Dining & Restaurants6.00%
3x
2.20%
2x
Drugstores & Pharmacies6.00%
3x
1.10%
1x
Everything else3.00%
1.5x
1.10%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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