Chase Freedom Unlimited® vs GM Rewards Mastercard
Each card earns more in 1 of the 4 categories we track. Neither has an annual fee.
The basics
| Detail | Chase Freedom Unlimited® | GM Rewards Mastercard |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Chase Ultimate Rewards | GM Rewards Points |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1.5x | 3x |
| Welcome bonus | 20,000 Chase Ultimate Rewards after $500 in 90 days | 30,000 bonus points after $1,000 in 90 days |
What each earns
| Category | Chase Freedom Unlimited® | GM Rewards Mastercard |
|---|---|---|
| Card Travel Portals | 5.0% (higher) 5x | 3.0% 3x |
| Dining & Restaurants | 3.0% 3x | 3.0% 3x |
| Drugstores & Pharmacies | 3.0% 3x | 3.0% 3x |
| Everything else | 1.5% 1.5x | 3.0% (higher) 3x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor