Chase Sapphire Preferred® Card vs Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

Loading...
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi

Loading...
Annual Fee
$95
$99
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
AAdvantage Miles
Point Value
2.00¢/pt
1.55¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
Limited time: 100,000 Chase Ultimate Rewards after $5,000 in 3 months
80,000 AAdvantage Miles after $3,500 in 120 days

Effective return by category

CategoryChase Sapphire Preferred® CardCiti® / AAdvantage® Platinum Select® World Elite Mastercard®
Dining & Restaurants6.00%
3x
3.10%
2x
Streaming Services6.00%
3x
1.55%
1x
Travel4.00%
2x
1.55%
1x
EV Charging4.00%
2x
1.55%
1x
Gas Stations2.00%
1x
3.10%
2x
Food Delivery2.00%
1x
3.10%
2x
Groceries2.00%
1x
1.55%
1x
Everything else2.00%
1x
1.55%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor