Chase Sapphire Preferred® Card vs Costco Anywhere Visa® Card by Citi

Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

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Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by Citi

Citi

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Annual Fee
$95
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Cash Back
Point Value
2.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
Limited time: 100,000 Chase Ultimate Rewards after $5,000 in 3 months
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Effective return by category

CategoryChase Sapphire Preferred® CardCostco Anywhere Visa® Card by Citi
Dining & Restaurants6.00%
3x
3.00%
3x
Streaming Services6.00%
3x
1.00%
1x
Travel4.00%
2x
3.00%
3x
Gas Stations2.00%
1x
4.00%
4x · $7,000 cap
EV Charging4.00%
2x
4.00%
4x · $7,000 cap
Groceries2.00%
1x
1.00%
1x
Everything else2.00%
1x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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