Chase Sapphire Preferred® Card vs U.S. Bank Altitude® Go Visa Signature® Card

Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

Loading...
U.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank

Loading...
Annual Fee
$95
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Altitude Points
Point Value
2.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
Limited time: 100,000 Chase Ultimate Rewards after $5,000 in 3 months
20,000 Altitude Points after $1,000 in 90 days

Effective return by category

CategoryChase Sapphire Preferred® CardU.S. Bank Altitude® Go Visa Signature® Card
Dining & Restaurants6.00%
3x
4.00%
4x · $2,000 cap
Streaming Services6.00%
3x
2.00%
2x
Travel4.00%
2x
1.00%
1x
EV Charging4.00%
2x
2.00%
2x
Food Delivery2.00%
1x
4.00%
4x · $2,000 cap
Groceries2.00%
1x
2.00%
2x
Gas Stations2.00%
1x
2.00%
2x
Everything else2.00%
1x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor