Chase Sapphire Preferred® Card vs World of Hyatt Credit Card

Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

Loading...
World of Hyatt Credit CardWorld of Hyatt Credit Card

Chase

Loading...
Annual Fee
$95
$95
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
World of Hyatt Points
Point Value
2.00¢/pt
1.70¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
Limited time: 100,000 Chase Ultimate Rewards after $5,000 in 3 months
30,000 World of Hyatt Points after $3,000 in 90 days

Effective return by category

CategoryChase Sapphire Preferred® CardWorld of Hyatt Credit Card
Dining & Restaurants6.00%
3x
3.40%
2x
Streaming Services6.00%
3x
1.70%
1x
Travel4.00%
2x
1.70%
1x
EV Charging4.00%
2x
1.70%
1x
Airfare2.00%
1x
3.40%
2x
Gym & Fitness2.00%
1x
3.40%
2x
Transit & Rideshare2.00%
1x
3.40%
2x
Groceries2.00%
1x
1.70%
1x
Gas Stations2.00%
1x
1.70%
1x
Everything else2.00%
1x
1.70%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor