Chase Sapphire Preferred® Card vs Wyndham Rewards Earner® Plus Card

Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

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Wyndham Rewards Earner® Plus CardWyndham Rewards Earner® Plus Card

Barclays

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Annual Fee
$95
$75
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Wyndham Rewards Points
Point Value
2.00¢/pt
1.10¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
Limited time: 100,000 Chase Ultimate Rewards after $5,000 in 3 months
30,000 Wyndham Rewards Points after $1,000 in 90 days

Effective return by category

CategoryChase Sapphire Preferred® CardWyndham Rewards Earner® Plus Card
Gas Stations2.00%
1x
6.60%
6x
Dining & Restaurants6.00%
3x
4.40%
4x
Streaming Services6.00%
3x
1.10%
1x
Groceries2.00%
1x
4.40%
4x
Travel4.00%
2x
1.10%
1x
EV Charging4.00%
2x
1.10%
1x
Everything else2.00%
1x
1.10%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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