Citi Custom Cash® Card vs Hilton Honors American Express Card

Citi Custom Cash® CardCiti Custom Cash® Card

Citi

Loading...
Hilton Honors American Express CardHilton Honors American Express Card

American Express

Loading...
Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Hilton Honors Points
Point Value
1.00¢/pt
0.50¢/pt
Base Earn Rate
1x
3x
Welcome Bonus
$200 after $1,500 in 180 days
80,000 Hilton Honors Points after $2,000 in 180 days

Effective return by category

CategoryCiti Custom Cash® CardHilton Honors American Express Card
Dining & Restaurants5.00%
5x · $500 cap
2.50%
5x
Gas Stations5.00%
5x · $500 cap
2.50%
5x
Groceries5.00%
5x · $500 cap
2.50%
5x
Select Streaming5.00%
5x · $500 cap
1.50%
3x
Drugstores & Pharmacies5.00%
5x · $500 cap
1.50%
3x
Home Improvement5.00%
5x · $500 cap
1.50%
3x
Gym & Fitness5.00%
5x · $500 cap
1.50%
3x
Food Delivery1.00%
1x
2.50%
5x
Everything else1.00%
1x
1.50%
3x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor