Citi Custom Cash® Card vs Regions Prestige Visa Signature Credit Card
Citi Custom Cash® Card earns more in 10 of the 11 categories we track. Neither has an annual fee.
The basics
| Detail | Citi Custom Cash® Card | Regions Prestige Visa Signature Credit Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | $200 after $1,500 in 180 days | $200 after $1,000 in 90 days ($100 after $500) |
What each earns
| Category | Citi Custom Cash® Card | Regions Prestige Visa Signature Credit Card |
|---|---|---|
| Dining & Restaurants | 5.0% (higher) 5x, up to $500 | 3.0% 3x |
| Gas Stations | 5.0% (higher) 5x, up to $500 | 2.0% 2x |
| Groceries | 5.0% (higher) 5x, up to $500 | 2.0% 2x |
| Streaming | 5.0% (higher) 5x, up to $500 | 1.0% 1x |
| Drugstores & Pharmacies | 5.0% (higher) 5x, up to $500 | 1.0% 1x |
| Home Improvement | 5.0% (higher) 5x, up to $500 | 1.0% 1x |
| Gym & Fitness | 5.0% (higher) 5x, up to $500 | 1.0% 1x |
| Rideshare & Transit | 5.0% (higher) 5x, up to $500 | 1.0% 1x |
| Entertainment | 5.0% (higher) 5x, up to $500 | 3.0% 3x |
| Travel | 5.0% (higher) 5x, up to $500 | 1.0% 1x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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