Citi Strata Premier℠ Card vs Marriott Bonvoy Boundless® Credit Card

Citi Strata Premier℠ CardCiti Strata Premier℠ Card

Citi

Loading...
Marriott Bonvoy Boundless® Credit CardMarriott Bonvoy Boundless® Credit Card

Chase

Loading...
Annual Fee
$95
$95
Card Type
Personal
Personal
Rewards Currency
ThankYou Points
Marriott Bonvoy Points
Point Value
1.90¢/pt
0.70¢/pt
Base Earn Rate
1x
2x
Welcome Bonus
60,000 ThankYou Points after $4,000 in 90 days
3 Free Night Awards (up to 50,000 points each) after $3,000 in 3 months

Effective return by category

CategoryCiti Strata Premier℠ CardMarriott Bonvoy Boundless® Credit Card
Card Travel Portals19.00%
10x
1.40%
2x
Airfare5.70%
3x
1.40%
2x
Hotels & Lodging5.70%
3x
1.40%
2x
Dining & Restaurants5.70%
3x
2.10%
3x · Capped Spending · $6,000 cap
Groceries5.70%
3x
2.10%
3x · Capped Spending · $6,000 cap
Gas Stations5.70%
3x
2.10%
3x · Capped Spending · $6,000 cap
EV Charging5.70%
3x
1.40%
2x
Food Delivery1.90%
1x
2.10%
3x · Capped Spending · $6,000 cap
Everything else1.90%
1x
1.40%
2x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor