Citi Strata Premier℠ Card vs World of Hyatt Credit Card

Citi Strata Premier℠ CardCiti Strata Premier℠ Card

Citi

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World of Hyatt Credit CardWorld of Hyatt Credit Card

Chase

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Annual Fee
$95
$95
Card Type
Personal
Personal
Rewards Currency
ThankYou Points
World of Hyatt Points
Point Value
1.90¢/pt
1.70¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
60,000 ThankYou Points after $4,000 in 90 days
30,000 World of Hyatt Points after $3,000 in 90 days

Effective return by category

CategoryCiti Strata Premier℠ CardWorld of Hyatt Credit Card
Airfare5.70%
3x
3.40%
2x
Hotels & Lodging5.70%
3x
1.70%
1x
Dining & Restaurants5.70%
3x
3.40%
2x
Groceries5.70%
3x
1.70%
1x
Gas Stations5.70%
3x
1.70%
1x
EV Charging5.70%
3x
1.70%
1x
Gym & Fitness1.90%
1x
3.40%
2x
Transit & Rideshare1.90%
1x
3.40%
2x
Everything else1.90%
1x
1.70%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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