Costco Anywhere Visa® Business Card by Citi vs Ink Business Cash® Credit Card

Costco Anywhere Visa® Business Card by CitiCostco Anywhere Visa® Business Card by Citi

Citi

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Ink Business Cash® Credit CardInk Business Cash® Credit Card

Chase

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Business
Business
Rewards Currency
Cash Back
Chase Ultimate Rewards
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
—
75,000 Chase Ultimate Rewards after $6,000 in 180 days

Effective return by category

CategoryCostco Anywhere Visa® Business Card by CitiInk Business Cash® Credit Card
Internet & Cable1.00%
1x
5.00%
5x · Capped Spending · $25,000 cap
Phone & Wireless1.00%
1x
5.00%
5x · Capped Spending · $25,000 cap
Office Supplies1.00%
1x
5.00%
5x · Capped Spending · $25,000 cap
Gas Stations4.00%
4x · Capped Spending · $7,000 cap
2.00%
2x · Capped Spending · $25,000 cap
EV Charging4.00%
4x · Capped Spending · $7,000 cap
1.00%
1x
Dining & Restaurants3.00%
3x
2.00%
2x · Capped Spending · $25,000 cap
Travel3.00%
3x
1.00%
1x
Card Travel Portals3.00%
3x
1.00%
1x
Airfare3.00%
3x
1.00%
1x
Hotels & Lodging3.00%
3x
1.00%
1x
Car Rentals3.00%
3x
1.00%
1x
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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