Costco Anywhere Visa® Business Card by Citi vs Wyndham Rewards Earner® Business Card

Costco Anywhere Visa® Business Card by CitiCostco Anywhere Visa® Business Card by Citi

Citi

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Wyndham Rewards Earner® Business CardWyndham Rewards Earner® Business Card

Barclays

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Annual Fee
No Annual Fee
$95
Card Type
Business
Business
Rewards Currency
Cash Back
Wyndham Rewards Points
Point Value
1.00¢/pt
1.10¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
30,000 Wyndham Rewards Points after $1,000 in 90 days

Effective return by category

CategoryCostco Anywhere Visa® Business Card by CitiWyndham Rewards Earner® Business Card
Gas Stations4.00%
4x
8.80%
8x
Dining & Restaurants3.00%
3x
5.50%
5x
Groceries1.00%
1x
5.50%
5x
EV Charging4.00%
4x
1.10%
1x
Travel3.00%
3x
1.10%
1x
Everything else1.00%
1x
1.10%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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