Costco Anywhere Visa® Card by Citi vs L.L.Bean® Mastercard®

Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by Citi

Citi

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L.L.Bean® Mastercard®L.L.Bean® Mastercard®

Citi

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Bean Bucks
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
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—

Effective return by category

CategoryCostco Anywhere Visa® Card by CitiL.L.Bean® Mastercard®
Gas Stations4.00%
4x · Capped Spending · $7,000 cap
1.00%
1x
EV Charging4.00%
4x · Capped Spending · $7,000 cap
1.00%
1x
Dining & Restaurants3.00%
3x
2.00%
2x
Travel3.00%
3x
1.00%
1x
Card Travel Portals3.00%
3x
1.00%
1x
Airfare3.00%
3x
1.00%
1x
Hotels & Lodging3.00%
3x
1.00%
1x
Car Rentals3.00%
3x
1.00%
1x
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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