Costco Anywhere Visa® Card by Citi vs U.S. Bank Altitude® Go Visa Signature® Card

Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by Citi

Citi

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U.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Altitude Points
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
—
20,000 Altitude Points after $1,000 in 90 days

Effective return by category

CategoryCostco Anywhere Visa® Card by CitiU.S. Bank Altitude® Go Visa Signature® Card
Gas Stations4.00%
4x · $7,000 cap
2.00%
2x
EV Charging4.00%
4x · $7,000 cap
2.00%
2x
Dining & Restaurants3.00%
3x
4.00%
4x · $2,000 cap
Food Delivery1.00%
1x
4.00%
4x · $2,000 cap
Travel3.00%
3x
1.00%
1x
Groceries1.00%
1x
2.00%
2x
Streaming Services1.00%
1x
2.00%
2x
Everything else1.00%
1x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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