Delta SkyMiles® Gold American Express Card vs Delta SkyMiles® Platinum American Express Card
Effective return by category
| Category | Delta SkyMiles® Gold American Express Card | Delta SkyMiles® Platinum American Express Card |
|---|---|---|
| Hotels & Lodging | 1.10% 1x | 3.30% 3x |
| Dining & Restaurants | 2.20% 2x | 2.20% 2x |
| Groceries | 2.20% 2x | 2.20% 2x |
| Everything else | 1.10% 1x | 1.10% 1x |
Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.
The better question: which one adds more to your wallet?
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