Delta SkyMiles® Reserve American Express Card vs Hilton Honors American Express Aspire Card
Effective return by category
| Category | Delta SkyMiles® Reserve American Express Card | Hilton Honors American Express Aspire Card |
|---|---|---|
| Car Rentals | 1.10% 1x | 3.50% 7x |
| Dining & Restaurants | 1.10% 1x | 3.50% 7x |
| Food Delivery | 1.10% 1x | 3.50% 7x |
| Everything else | 1.10% 1x | 1.50% 3x |
Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.
The better question: which one adds more to your wallet?
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