Delta SkyMiles® Reserve American Express Card vs The Platinum Card® from American Express

Delta SkyMiles® Reserve American Express CardDelta SkyMiles® Reserve American Express Card

American Express

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The Platinum Card® from American ExpressThe Platinum Card® from American Express

American Express

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Annual Fee
$650
$895
Card Type
Personal
Personal
Rewards Currency
Delta SkyMiles
Membership Rewards
Point Value
1.10¢/pt
2.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
70,000 Delta SkyMiles after $5,000 in 180 days
Up to 175,000 Membership Rewards after $12,000 in 6 months (offers vary)

Effective return by category

CategoryDelta SkyMiles® Reserve American Express CardThe Platinum Card® from American Express
Airfare1.10%
1x
10.00%
5x
Everything else1.10%
1x
2.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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