Discover it® Chrome Gas & Restaurants Credit Card vs Discover it® Student Chrome

Discover it® Chrome Gas & Restaurants Credit CardDiscover it® Chrome Gas & Restaurants Credit Card

Discover

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Discover it® Student ChromeDiscover it® Student Chrome

Discover

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Cash Back
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
—
Cashback Match: Discover matches all the cash back you earn in your first year

Effective return by category

CategoryDiscover it® Chrome Gas & Restaurants Credit CardDiscover it® Student Chrome
Gas Stations2.00%
2x · $1,000 cap
2.00%
2x · $1,000 cap
Dining & Restaurants2.00%
2x · $1,000 cap
2.00%
2x · $1,000 cap
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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