Hilton Honors American Express Aspire Card vs The Platinum Card® from American Express

Hilton Honors American Express Aspire CardHilton Honors American Express Aspire Card

American Express

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The Platinum Card® from American ExpressThe Platinum Card® from American Express

American Express

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Annual Fee
$550
$895
Card Type
Personal
Personal
Rewards Currency
Hilton Honors Points
Membership Rewards
Point Value
0.50¢/pt
2.00¢/pt
Base Earn Rate
3x
1x
Welcome Bonus
80,000 Hilton Honors Points after $2,000 in 180 days
Up to 175,000 Membership Rewards after $12,000 in 6 months (offers vary)

Effective return by category

CategoryHilton Honors American Express Aspire CardThe Platinum Card® from American Express
Airfare1.50%
3x
10.00%
5x
Car Rentals3.50%
7x
2.00%
1x
Dining & Restaurants3.50%
7x
2.00%
1x
Food Delivery3.50%
7x
2.00%
1x
Everything else1.50%
3x
2.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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