Hilton Honors American Express Surpass® Card vs Marriott Bonvoy Bevy™ American Express® Card

Hilton Honors American Express Surpass® CardHilton Honors American Express Surpass® Card

American Express

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Marriott Bonvoy Bevy™ American Express® CardMarriott Bonvoy Bevy™ American Express® Card

American Express

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Annual Fee
$150
$250
Card Type
Personal
Personal
Rewards Currency
Hilton Honors Points
Marriott Bonvoy Points
Point Value
0.50¢/pt
0.70¢/pt
Base Earn Rate
3x
2x
Welcome Bonus
80,000 Hilton Honors Points after $2,000 in 180 days
85,000 Marriott Bonvoy Points after $7,000 in 180 days

Effective return by category

CategoryHilton Honors American Express Surpass® CardMarriott Bonvoy Bevy™ American Express® Card
Gas Stations3.00%
6x
1.40%
2x
Groceries3.00%
6x
2.80%
4x · $15,000 cap
Dining & Restaurants3.00%
6x
2.80%
4x · $15,000 cap
Food Delivery1.50%
3x
2.80%
4x · $15,000 cap
Everything else1.50%
3x
1.40%
2x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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