IHG One Rewards Premier Business Credit Card vs Ink Business Preferred® Credit Card

IHG One Rewards Premier Business Credit CardIHG One Rewards Premier Business Credit Card

Chase

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Ink Business Preferred® Credit CardInk Business Preferred® Credit Card

Chase

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Annual Fee
$99
$95
Card Type
Business
Business
Rewards Currency
IHG One Rewards Points
Chase Ultimate Rewards
Point Value
0.50¢/pt
2.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
200,000 IHG One Rewards Points after $9,000 in 90 days
100,000 Chase Ultimate Rewards after $8,000 in 90 days

Effective return by category

CategoryIHG One Rewards Premier Business Credit CardInk Business Preferred® Credit Card
Everything else0.50%
1x
2.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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