IHG One Rewards Premier Select Credit Card vs Southwest Rapid Rewards® Priority Card

IHG One Rewards Premier Select Credit CardIHG One Rewards Premier Select Credit Card

Chase

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Southwest Rapid Rewards® Priority CardSouthwest Rapid Rewards® Priority Card

Chase

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Annual Fee
$350
$229
Card Type
Personal
Personal
Rewards Currency
IHG One Rewards Points
Southwest Rapid Rewards
Point Value
0.50¢/pt
1.25¢/pt
Base Earn Rate
3x
1x
Welcome Bonus
—
40,000 Southwest Rapid Rewards after $3,000 in 90 days

Effective return by category

CategoryIHG One Rewards Premier Select Credit CardSouthwest Rapid Rewards® Priority Card
Dining & Restaurants3.00%
6x
2.50%
2x
Travel3.00%
6x
1.25%
1x
Card Travel Portals3.00%
6x
1.25%
1x
Airfare3.00%
6x
1.25%
1x
Hotels & Lodging3.00%
6x
1.25%
1x
Car Rentals3.00%
6x
1.25%
1x
Gas Stations1.50%
3x
2.50%
2x
Everything else1.50%
3x
1.25%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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