IHG One Rewards Credit Card vs Regions Prestige Visa Signature Credit Card
Regions Prestige Visa Signature Credit Card earns more in 4 of the 5 categories we track. Neither has an annual fee.
The basics
| Detail | IHG One Rewards Credit Card | Regions Prestige Visa Signature Credit Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | IHG One Rewards Points | Cash Back |
| Each point is worth | 0.59¢ | 1.00¢ |
| Everywhere else | 2x | 1x |
| Welcome bonus | 80,000 IHG One Rewards Points after $2,000 in 90 days | $200 after $1,000 in 90 days ($100 after $500) |
What each earns
| Category | IHG One Rewards Credit Card | Regions Prestige Visa Signature Credit Card |
|---|---|---|
| Dining & Restaurants | 1.8% 3x | 3.0% (higher) 3x |
| Entertainment | 1.2% 2x | 3.0% (higher) 3x |
| Gas Stations | 1.8% 3x | 2.0% (higher) 2x |
| Groceries | 1.8% 3x | 2.0% (higher) 2x |
| Everything else | 1.2% (higher) 2x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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