Ink Business Cash® Credit Card vs Ink Business Preferred® Credit Card

Ink Business Cash® Credit CardInk Business Cash® Credit Card

Chase

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Ink Business Preferred® Credit CardInk Business Preferred® Credit Card

Chase

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Annual Fee
No Annual Fee
$95
Card Type
Business
Business
Rewards Currency
Chase Ultimate Rewards
Chase Ultimate Rewards
Point Value
2.00¢/pt
2.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
75,000 Chase Ultimate Rewards after $6,000 in 180 days
100,000 Chase Ultimate Rewards after $8,000 in 90 days

Effective return by category

CategoryInk Business Cash® Credit CardInk Business Preferred® Credit Card
Everything else2.00%
1x
2.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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