Ink Business Preferred® Credit Card vs Wyndham Rewards Earner® Business Card

Ink Business Preferred® Credit CardInk Business Preferred® Credit Card

Chase

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Wyndham Rewards Earner® Business CardWyndham Rewards Earner® Business Card

Barclays

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Annual Fee
$95
$95
Card Type
Business
Business
Rewards Currency
Chase Ultimate Rewards
Wyndham Rewards Points
Point Value
2.00¢/pt
1.10¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
100,000 Chase Ultimate Rewards after $8,000 in 90 days
30,000 Wyndham Rewards Points after $1,000 in 90 days

Effective return by category

CategoryInk Business Preferred® Credit CardWyndham Rewards Earner® Business Card
Gas Stations2.00%
1x
8.80%
8x
Groceries2.00%
1x
5.50%
5x
Dining & Restaurants2.00%
1x
5.50%
5x
Everything else2.00%
1x
1.10%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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