Navy Federal More Rewards American Express® Card vs U.S. Bank Altitude® Go Visa Signature® Card

Navy Federal More Rewards American Express® CardNavy Federal More Rewards American Express® Card

Navy Federal

Loading...
U.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank

Loading...
Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Navy Federal Points
Altitude Points
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
—
20,000 Altitude Points after $1,000 in 90 days

Effective return by category

CategoryNavy Federal More Rewards American Express® CardU.S. Bank Altitude® Go Visa Signature® Card
Dining & Restaurants3.00%
3x
4.00%
4x · $2,000 cap
Food Delivery1.00%
1x
4.00%
4x · $2,000 cap
Gas Stations3.00%
3x
2.00%
2x
Transit & Rideshare3.00%
3x
1.00%
1x
Groceries3.00%
3x
2.00%
2x
Streaming Services1.00%
1x
2.00%
2x
EV Charging1.00%
1x
2.00%
2x
Everything else1.00%
1x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor