Regions Prestige Visa Signature Credit Card vs U.S. Bank Cash+® Visa Signature® Card
U.S. Bank Cash+® Visa Signature® Card earns more in 10 of the 14 categories we track. Neither has an annual fee.
The basics
| Detail | Regions Prestige Visa Signature Credit Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | $200 after $1,000 in 90 days ($100 after $500) | $200 after $1,000 in 90 days |
What each earns
| Category | Regions Prestige Visa Signature Credit Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Utilities | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Internet & Cable | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Streaming | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Phone & Wireless | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Department Stores | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Electronics Stores | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Gym & Fitness | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Rideshare & Transit | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Entertainment | 3.0% 3x | 5.0% (higher) 5x, up to $2,000 |
| Card Travel Portals | 1.0% 1x | 5.0% (higher) 5x |
| Dining & Restaurants | 3.0% (higher) 3x | 2.0% 2x |
| Groceries | 2.0% 2x | 2.0% 2x |
| Gas Stations | 2.0% 2x | 2.0% 2x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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