United℠ Explorer Card vs United Quest℠ Card

United℠ Explorer CardUnited℠ Explorer Card

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United Quest℠ CardUnited Quest℠ Card

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Annual Fee
$150
$350
Card Type
Personal
Personal
Rewards Currency
United MileagePlus
United MileagePlus
Point Value
1.35¢/pt
1.35¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
85,000 United MileagePlus after $3,000 in 90 days
80,000 United MileagePlus after $4,000 in 90 days

Effective return by category

CategoryUnited℠ Explorer CardUnited Quest℠ Card
Travel1.35%
1x
2.70%
2x
Transit & Rideshare1.35%
1x
2.70%
2x
Dining & Restaurants2.70%
2x
2.70%
2x
Food Delivery1.35%
1x
2.70%
2x
Car Rentals1.35%
1x
2.70%
2x
Hotels & Lodging2.70%
2x
2.70%
2x
Streaming Services1.35%
1x
2.70%
2x
Everything else1.35%
1x
1.35%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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