Bank of America Points

Name: Bank of America Points value in cents per point
Creator: PayWithThis

Value per point: 1.0¢

Published estimatesReviewed November 10, 2026 · next review December 3, 2026

Why 1.0¢

We value Bank of America points at 1¢, the figure both NerdWallet and Upgraded Points use. Points redeem at a fixed rate and the program has no transfer partners.

How we got there

Publisher estimates for Bank of America Points
Publisher	Value	Date
NerdWallet (opens in a new tab)	1.0¢	Oct 13, 2026
Upgraded Points (opens in a new tab)	1.0¢	Nov 4, 2026
Median	1.0¢

Cards that earn it

Bank of America Travel Rewards Credit Card for Students
Bank of America® Premium Rewards® Credit Card
Bank of America® Premium Rewards® Elite Credit Card
Bank of America® Travel Rewards Credit Card

Value history

Value history for Bank of America Points, newest first
Date	Value	Reason
Nov 10, 2026	1.0¢	Set from the median of 2 publishers' estimates after the first monthly review.[1][2]
Before reviews began	1.0¢	Value before reviews began

Cite this

PayWithThis values Bank of America Points at 1.0¢ per point, as of November 10, 2026. https://paywiththis.com/point-values/bank-of-america-points

These values are our own estimates, not advice from any bank, airline or hotel program. Every ranking on PayWithThis uses them. See every currency or read our methodology.