Best Categories for This Card
5.00%
effective
Card Travel Portals
5x Cash Back
5% hotels, vacation rentals & rental cars booked through Capital One Travel
3.00%
effective
Dining & Restaurants
3x Cash Back
3.00%
effective
Streaming
3x Cash Back
3.00%
effective
Groceries
3x Cash Back
3.00%
effective
Entertainment
3x Cash Back
1.00%
effective
All Other Purchases
1x Cash Back
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Card Travel Portals | 5x | Ongoing | — | 5.00% |
| Dining & Restaurants | 3x | Ongoing | — | 3.00% |
| Streaming | 3x | Ongoing | — | 3.00% |
| Groceries | 3x | Ongoing | — | 3.00% |
| Entertainment | 3x | Ongoing | — | 3.00% |
Everywhere else | 1x | Ongoing | — | 1.00% |
Card details
- Network
- Mastercard
- Foreign transaction fee
- None
- Credit usually needed
- Building / no credit history
- Good to know
- For students at a 4-year university, community college or other higher education institution.
- Last verified
- Oct 12, 2026
Pairs well with
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Want more details?
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