Instacart Mastercard®
Chase

Instacart Mastercard®

Annual Fee
No Annual Fee
Points Currency
Cash Back
Base Value
1.00¢/pt
Welcome Bonus
$50 Instacart credit on approval (Instacart only)
Best For
Card Travel Portals

Best Categories for This Card

5.00%
effective

Card Travel Portals

5x Cash Back

Purchases made through Chase Travel

2.00%
effective

Dining & Restaurants

2x Cash Back

Restaurants, including restaurant orders on Instacart powered by Uber Eats

2.00%
effective

Streaming

2x Cash Back

Select streaming services (issuer does not name them)

2.00%
effective

Gas Stations

2x Cash Back
1.00%
effective

All Other Purchases

1x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Card Travel Portals5xOngoing—5.00%
Dining & Restaurants2xOngoing—2.00%
Streaming2xOngoing—2.00%
Gas Stations2xOngoing—2.00%
Everywhere else
1xOngoing—1.00%

Card details

Last verified
Oct 22, 2026

Pairs well with

Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →

Citi Strata Premier℠ Card
+$630/yr
Capital One Venture Rewards Credit Card
+$621/yr
American Express® Gold Card
+$475/yr

How it stacks up

vs Amazon Prime Visavs Chase Sapphire Preferred® Cardvs Chase Freedom Flex®vs Chase Freedom Unlimited®

Want more details?

Fees, benefits, and current offers change frequently. Visit Chase’s official page for the most up-to-date terms straight from the issuer.

View on Chase’s site

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