Best Categories for This Card
1.50%
effective
All Other Purchases
1.5x Cash Back
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
Everywhere else | 1.5x | Ongoing | — | 1.50% |
Card details
- Foreign transaction fee
- None
- Credit usually needed
- Fair
- Last verified
- Oct 11, 2026
Pairs well with
Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →
How it stacks up
Want more details?
Fees, benefits, and current offers change frequently. Visit Capital One’s official page for the most up-to-date terms straight from the issuer.
View on Capital One’s siteThis link opens Capital One’s website in a new tab. PayWithThis is not affiliated with Capital One and receives no compensation for this link.