Southwest Rapid Rewards Premier Business Credit Card
Earns the most at Southwest Airlines, about 3.9% back. Everything else earns 1.3%.
- Annual fee
- $149
- Rewards
- Southwest Rapid RewardsWorth 1.30¢ each
- Type
- Business card
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Where it earns
- 3 points per dollar. Purchases made directly with Southwest.3.9%
- 2 points per dollar. On the first $8,000 of purchases, then the base rate. Combined with dining, per account anniversary year.2.6%
- 2 points per dollar. On the first $8,000 of purchases, then the base rate. Combined with gas, per account anniversary year.2.6%
- Everywhere else1 point per dollar.1.3%
Rates count each point at 1.30¢. How we value rewards
Card details
- Last verified
- Oct 22, 2026
What's a point worth?
Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.
What does a “cap” mean?
Some bonuses only apply up to a spending limit — say 6% on the first $6,000 a year at U.S. supermarkets. Past the cap, the card earns its base rate (often 1%). Log your spend in your wallet and our answers switch to your next best card once a cap is used up.
Pairs well with
The cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending
+$529a year
$95 a year+$434a year
$95 a year+$434a year
Compare it with
Fees, credits and offers change often. Check Chase’s page for current terms before you apply.